What is FundsFlow

FundsFlow is a personal finance tracker. You record income and expenses as transactions, organize them with tags, keep spending in check with budgets, and plan rent, salary, or subscriptions as recurring rules. Charts show where your money goes over a week, a month, or a year.

You can use FundsFlow from several places, all backed by the same account:

Where	Best for
Web app at fundsflow.fun	Analytics, calendar, budgets, editing, reports, settings, and an AI assistant panel
Telegram bot	Logging expenses on the go: text, receipt photos, voice notes, AI questions
Mini App	The web app opened inside Telegram
MCP server	Letting an AI assistant (Claude, ChatGPT, Cursor, VS Code, Grok) read and update your data

Core concepts

• Transaction — a date, a signed amount (negative is an expense, positive is income), optional tags, an optional note, and up to 5 file attachments (images or PDFs). Each transaction remembers where it came from: web, Telegram, recurring, or MCP.
• Tag — a category with an emoji. Tags can be nested under a parent tag (for example Fast Food under Food).
• Budget — a spending limit for one or more tags, repeated weekly, monthly, or yearly. Budgets can be paused and resumed, and keep a history of past periods.
• Recurring rule — a transaction that repeats daily, weekly, monthly, or yearly and is added automatically.

Next steps

1. Sign in with email, Google, GitHub, or Telegram.
2. Follow the first steps to add a transaction and link Telegram.